You would be surprised the kinds of things people try to make insurance claims about. On its surface “insurance” doesn’t exactly sound like an area ripe for comedy, but the fact of the matter is that a lot of people don’t really understand the complexities of policies and providers which can lead to some pretty hilarious claims.
- An eager beaver employee tried to file a claim against a bus driver for allegedly causing an accident. The accident in question occurred when the employee backed into a bus at the end of his driveway. Supposedly the bus was five minutes earlier than usual – clearly at fault.
- One actual homeowner claim form stated that a broken window was the result of voodoo.
- A homeowner living in Roswell, New Mexico attempted to bring his home insurance claim to court for failing to cover the housing damages supposedly caused by a UFO attack. Needless to say, the case was laughed out of court.
These are just a few real-life examples, but it’s important, regardless of what you are trying to insure, that you understand the details inside out. Sometimes it can be a little overwhelming but, at least in the case of home insurance, there are handy dandy references like these that can help break it down:
Compiled by HomeInsurance.com
Regardless of where you end up in life, it’s important to understand the specifics when it comes to insurance. Unless you want to end up on this list…